Loan · ऋण

Emergency & Gold Loan

Instant liquidity against fixed deposit or gold for urgent family needs.

Interest from 7% per annum

Instant liquidity for urgent family needs — against your fixed deposit or gold, with minimal paperwork and fast disbursal.

Who can apply

  • An active member
  • A fixed deposit with the cooperative, or gold to pledge

Required documents

  • Completed loan application form
  • Active membership & share / savings account
  • Citizenship certificate copy — applicant (and spouse, if applicable)
  • 2 passport-size photos
  • Guarantor(s): citizenship copy + photo
  • If against a fixed deposit: the fixed-deposit receipt
  • If against gold: gold valued by an approved valuer + valuation report
  • Citizenship copy & photo

Final document requirements and terms are confirmed by the cooperative office and subject to Loan Sub-committee / Board approval.

Apply / Enquire

Interested in the Emergency & Gold Loan?

Send us a message and an officer will get back to you.