Members
Employees
Service Centers
Shares (Rs)
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Message from the Chairman
Chairperson, Board of Directors
It is my privilege to welcome you to Uddham Bikash Saving & Credit Co-operative. Born from the simple idea that small, regular savings can build great things, our cooperative has grown into a trusted institution because of the fai...
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Commitment from the CEO
Chief Executive Officer
To every member who walks through our doors, my commitment is clear: your cooperative will be quick, secure and transparent in everything we do. We are investing in modern banking — mobile services, any-branch access and our 365-d...
Read full messageFounded on the cooperative values of self-help, equality and solidarity, Uddham Bikash pools the savings of its members and channels them back as accessible, fairly-priced credit. Every member is an owner — profits return to the community as better rates, welfare support and dividends.
Quick, secure & transparent — clear terms, no hidden charges, member-approved policies.
Member & community based — focused on the socio-economic upliftment of families.
Professionally governed — elected board, audited accounts, annual general meeting.
To be the most trusted and sustainable financial cooperative in Nepal — empowering every member toward financial independence.
Mobilise member savings and deliver affordable credit, modern banking and welfare with integrity.
Honesty, openness, social responsibility and care for the community we serve.
Everyday saving with instant deposit & withdrawal and competitive interest.
Interest up to 4.5% p.a.
Commit a fixed amount monthly and watch disciplined saving compound over time.
Interest up to 4% p.a.
Lock in the highest returns for 3 months to 5 years with assured interest.
Interest up to 5.5% p.a.
Secure your child's education and future with bonus interest and flexible terms.
Interest up to 5% p.a.
Every day deposit & withdrawal
Interest up to 3% p.a.
every day deposit & withdrawal
Interest up to 3% p.a.
Every day deposit & withdrawal
Interest up to 4.5% p.a.
Business enterprise loan are an important service provide by our cooperative. They help members start new business, expand existing enterprises, create employment, and improve their standard of living.
Land and house purchase loans help member achieve the dream of owning property and building a secure future for their families. These loans provide financial support to buy land, purchase a house, or build a new home.
Build, buy or renovate your home with long, comfortable repayment tenures.
Vehicle and hire purchase loans help member purchase vehicles, machinery and other essential assets through affordable installment payments. These loan support business growth.
Agriculture loans help farmers and cooperative members finance farming activities such as buying seeds, fertilizers, livestock, equipment and irrigation systems. These loan increase agricultural productivity, improve income and support sustainable farming. members should use the loan for agricultural purposes and repay it on time to strengthen both their farms and the cooperative.
Education loans help members and their families invest in learning and build a brighter future.
Instant liquidity against fixed deposit or gold for urgent family needs.
Our officers will recommend the most affordable option — with full disclosure of interest, charges and EMI.
Check balances, transfer funds and pay bills from your phone, anytime.
Any-branch banking with evening counters open every day of the year.
Receive funds via IME, Prabhu, Western Union, Himal Remit & more.
Pay electricity, water, internet and top-ups directly from your account.
The cooperative held its Annual General Meeting with strong member participation, approving the annual report, audited a...
Read moreMembers can now check balances, transfer funds and pay bills from their phones with our upgraded mobile banking app.
Read moreSupport toward member medical treatment, available twice.
Compassionate support to the family of a deceased member.
Emergency aid for members affected by natural calamities.
Welcoming the next generation into the cooperative family.
Special assistance for members facing serious illness.
Financial literacy, cooperative and skill development programs.
Elected representatives and professional managers entrusted by the members.
I opened my first recurring savings here ten years ago. With their business loan I expanded my tailoring shop into three outlets. They treat you like family, not a number.
The 365-day evening counter is a blessing for working people. Transparent interest, no hidden charges — exactly what a cooperative should be.
Join thousands of Nepalis building a more secure future together. Membership is simple — bring your citizenship, two photos, and an opening share. Your savings, your cooperative, your prosperity.
Head Office
Panauti, Bagmati Province, Nepal
Phone
011-441088
Hours
Sun–Fri 9:00–18:00 · Evening counter daily (365 days)
