Loan · ऋण
Home & Housing Loan
Build, buy or renovate your home with long, comfortable repayment tenures.
Interest
from 10.25%
per annum
Build, buy or renovate your home with long, comfortable repayment tenures and transparent interest.
Who can apply
- An active member with a share / savings account
- Land ownership, or a clear purchase plan
- Repayment capacity
- Municipality-approved building design where applicable
Required documents
- Completed loan application form
- Active membership & share / savings account
- Citizenship certificate copy — applicant (and spouse, if applicable)
- 2 passport-size photos
- Guarantor(s): citizenship copy + photo
- Land ownership certificate (Lalpurja)
- Municipality-approved building design (Naksa pass)
- Cost estimate / engineer's valuation
- Income proof (salary or business)
- Tax clearance certificate
- Char Killa
Final document requirements and terms are confirmed by the cooperative office and subject to Loan Sub-committee / Board approval.
Apply / Enquire
Interested in the Home & Housing Loan?
Send us a message and an officer will get back to you.